Wednesday, January 16, 2008

Start Planning Now For An Unforgettable Summer Vacation

It might even give you time to raise some extra funds if you think your budget will be too tight. Shop around, do your math and begin to enjoy your summer vacation right now. Get All The Family Involved Play a game, pinpointing possible places on a map and reach an agreement. It’s ideal for a cold, windy weekend in front of a fireplace or around the breakfast table. Once you know where you want to go, or can afford to go, think of the cost and don’t be conservative just yet. There will be time to adjust the budget later on, if it gets too tight. So make your checklist, asking everybody to remember what you did and what expenses you had on previous vacations. This is another little game… Three Definite Lines Of Expenses First of all, consider traveling expenses. Whether you will be going by car or by plane there is a certain expense. Probably your air tickets for all the family can be financed with your credit card, but we don’t want to overload it. There usually are installment plans given by the airline, which can be more convenient and will leave room on the card for extras and unforeseen events. Gas expenses mean you are going nearer, in your car and that will be a smaller sum, but no credit there, I’m afraid. Lodging Unless you are planning to spend some time at a friend’s house or maybe your old folks’ place, you will have lodging expenses: Hotel, a mountain cabin, hostel, a beach condo, whatever. This will be your largest expense, naturally depending on how long you are staying, but it is normally an important sum. Extras Extras comprise extra meals, day tours, drinks, cocktails, evening entertainment and awanna. Awanna buy this, awanna buy that. Well, it’s supposed to be fun, isn’t it? You don’t want to start saying “no this, no that” to your kids. Sounds funny, but it’s all too true. Add Up So, once you’ve got everything on your checklist, add everything up and then think where you can get the cash from. There are special loans with a grace period , so that you can start paying when you get back. You have plenty of time to start shopping around for all you need. You may want to get some new clothing or footwear for everyone and that needs time to prepare. You could even start paying now for some of the items and gain time. Now Keep The Family Involved Everybody should have a little chore, like making their own checklist of things they want to take, finding out the cost of entertainments, so as to help with the building of the vacation budget. It will surely be a beautiful holiday and everyone will be looking forward to it and contribute to the planning and preparations with enthusiasm. This will keep the younger ones away from too much TV or internet and make them feel they are useful to each other. Jessica Peterson writes finance articles for where she shares her knowledge about how to get money for a starting-up business, consolidating any kind of debt, repairing a home even with a bad credit history and more.

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